Insurance Savings
Your security system could lower your premiums
We install more than security — we install peace of mind that pays for itself.
Professional monitoring is the key
Many Canadian insurance providers offer discounts of 5% to 20% on home and business insurance premiums when a professionally monitored security system is in place. The key to maximizing your discount is professional, third-party monitoring through a ULC-certified monitoring centre — exactly what ER Tech Services provides.
Insurers reward systems that actively reduce risk, and the more comprehensive your protection, the greater the potential savings. Systems that combine intrusion detection, fire monitoring, and environmental sensors such as water-leak and freeze detectors tend to qualify for the highest discounts.
Water damage: the claim insurers fear most
Water damage is one of the most costly insurance claims in Canada, and insurers are now recognizing water-leak detection devices with reduced premiums — particularly systems that can automatically shut off water at the source.
Insurers recognizing water-leak protection include:
- Aviva
- Intact
- Allstate
- Desjardins
💧 Detection + automatic shutoff — what insurers value most
We install complete water-protection solutions, including the Alarm.com inline smart water valve, which monitors for slow leaks and unexpected water usage and can automatically shut off your water supply before serious damage occurs. This level of protection — detection plus automatic shutoff — is exactly what insurers value most when applying premium discounts.
Whether you're protecting a home, a rental property, or a commercial space, ER Tech Services can design and install a monitored system that not only keeps your property safe but may help offset the cost of your insurance year after year. Ask your insurance provider about available discounts, and ask us about the monitoring certificate you'll need to claim them.